About Jerry

Real Estate Financing

How much house can you afford? How much will the monthly payments be? What's a VA loan? How do you get a loan? How do you find out about your credit? These are often among home buyers' questions and concerns. The internet is full of information to help answer these questions. The links on this page take you to sites that will help you understand the real estate finance process—especially as it relates to you and the home you decide to buy.

As you work through information and decisions related to financing, you'll need to consider all or some of the following:

Your income and credit.
The equity in your present home and/or the value of your other assets.
Desired downpayment, deposit amount, and other cost factors.
Your eligibility for VA or other special loans.
Fixed rate vs. adjustable loans.

E-Loan
Find a loan. Compare rates. Get refinancing information. Get in touch with Lenders, and more ...

Quick Guide to VA Loan Information
The U.S. Department of Veterans Affairs guaranties mortgage loans for veterans and servicepersons. The guaranty allows veterans to obtain home loans with favorable loan terms, usually without a downpayment. This link takes you to the Quick Guide, with information on the following questions and topics:

Why a VA Loan?
How to get a VA loan
Requirements for loan approval
What is a VA-guaranteed loan?
Costs of obtaining a VA loan
What can a VA loan be used for?
Who is eligible?

The Mortgage Applicant's Bible
This site contains text from the useful work on loans by Eric Forster. Topics include: The Lowdown on Loans, The Right Time to Buy or Refinance, Where Do I Apply?, Qualifying for the Loan, Fixed or Adjustable?, The Escrow Officer, The Credit Report, The Art of the Appraisal, Shopping for Rates, and more...

E-Loan Payment Calculator
This calculator will allow you to figure out your payment for different loan amounts, interest rates, and amortization terms.

E-Loan Rent vs Own Calculator
This tool will allow you to calculate the difference between renting a property and buying a home.

And remember, if you have any questions, I'll be glad to help.

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